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ING Groep N.V. (ING) Q3 2024 Earnings Call Transcript

ING Groep N.V. (NYSE:ING) Q3 2024 Earnings Conference Call October 31, 2024 4:00 AM ET

Company Participants

Steven van Rijswijk – Chief Executive Officer
Tanate Phutrakul – Chief Financial Officer
Ljiljana Cortan – Chief Risk Officer

Conference Call Participants

Benjamin Goy – Deutsche Bank AG
Guillaume Tiberghien – BNP Paribas Exane
Tarik El Mejjad – Bank of America Merrill Lynch
Farquhar Murray – Autonomous Research LLP
Kirishanthan Vijayarajah – HSBC
Samuel Moran-Smyth – Barclays Bank
Giulia Miotto – Morgan Stanley
Benoit Petrarque – Kepler Cheuvreux
Anke Reingen – RBC Capital Markets
Matthew Clark – Mediobanca

Operator

Good morning, this is Laura welcoming you to ING’s 3Q 2024 Conference Call. Before handing this conference call over to Steven van Rijswijk, Chief Executive Officer of ING Group, let me first say that today’s comments may include forward-looking statements, such as statements regarding future developments in our business, expectations for our future financial performance, and any statement not involving a historical fact. Actual results may differ materially from those projected in any forward-looking statement.

A discussion of factors that may cause actual results to differ from those in any forward-looking statements is contained in our public filings, including our most recent Annual Report on Form 20-F filed with the United States Securities and Exchange Commission and our earnings press release as posted on our website today. Furthermore, nothing in today’s comments constitutes to offer to sell or a solicitation of an offer to buy any securities.

Good morning, Steven, over to you.

Steven van Rijswijk

Hi, good morning, and welcome to our results call for the third quarter of 2024. I hope you’re all well. And as usual, I’m joined by our CRO, Ljiljana Cortan; and our CFO, Tanate Phutrakul. In today’s presentation, I will inform you on the progress we have made on the strategic priorities we have set during the Capital

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