Columbia Banking System, Inc. (COLB) This autumn 2025 Earnings Call Transcript

Jacquelynne Bohlen
Head of Investor Relations

Thank you, Towanda. Good afternoon, everyone. Thank you for joining us as we review our fourth quarter results. The earnings release and corresponding presentation are available on our website at columbiabankingystem.com. During today’s call, we will make forward-looking statements, which are subject to risks and uncertainties and are intended to be covered by the safe harbor provisions of federal securities law. For a list of factors that may cause actual results to differ materially from expectations, please refer to the disclosures contained within our SEC filings. We will also reference non-GAAP financial measures, and I encourage you to review the non-GAAP reconciliations provided in our earnings materials. I will now hand the call over to Columbia’s Chair, CEO and President, Clint Stein.

Clint Stein
President, CEO & Chairman of the Board

Thank you, Jackie. Good afternoon, everyone. The fourth quarter marked a strong end to a tremendous year for Columbia. We continue to advance our strategic priorities while delivering solid operating performance and consistent repeatable financial results. During 2025, we announced