Sukhinder Cassidy
Chief Executive Officer

Hello, everyone, and welcome to our investor briefing. We’re really excited to share with you today some more detail on our AI strategy, our payment strategy and really have time to answer more of your questions.

So, with that, Claire, Diya, Matan and several of our product leaders are going to join me today, which I hope will make for a really informative session.

So, first, I want to start with the fundamentals. Why are we excited? I want to recap that one of the things we’re really proud of at Xero is our continued consistent high-quality growth and profitability and the focus we’ve had over the last two years on balancing that growth and profitability along with subscriber volume and value. That, plus our 3×3 focus, we believe, have created a very solid, high-performing growth engine here at Xero that provides the foundation for these new investments. The second and most important thing, of course, is that we believe we have the opportunity to be a net winner in AI. We see ourselves as having many advantages, coupled with, of course, the need to drive strongly in this direction. But together, we