Bendigo and Adelaide Bank Limited (BXRBF) Q4 2026 Earnings Call August 23, 2026 8:01 PM EDT
Company Participants
Samantha Miller – Head of Investor Relations & ESG
Richard Fennell – CEO, MD & Director
Andrew Morgan – Chief Financial Officer
Conference Call Participants
Annabel Ross – Barrenjoey Markets Pty Limited, Research Division
Kelsey Bentley – JPMorgan Chase & Co, Research Division
Sally Hong – Morgan Stanley, Research Division
Andrew Lyons – Jefferies LLC, Research Division
Ed Henning – CLSA Limited, Research Division
John Storey – UBS Investment Bank, Research Division
Thomas Strong – Citigroup Inc., Research Division
Carlos Cacho – Macquarie Research
Brendan Sproules – Goldman Sachs Group, Inc., Research Division
Brian Johnson – MST Financial Services Pty Limited, Research Division
Christian Mazza – Jarden Limited, Research Division
Presentation
Samantha Miller
Head of Investor Relations & ESG
Good morning, everyone. Thanks for joining us for Bendigo Bank’s 2026 Full Year Results Briefing. Let me begin today by acknowledging the traditional owners of the lands in which we meet today, the Gadigal people of the Eora Nation, and I pay my respects to their elders, past, present and emerging. I also extend my respects to the Aboriginal and Torres Strait Islander people who are present on the call today.
Following our recent results announcement on the 18th of August, we have slightly adjusted our approach to the results presentation today. Richard will start with a high-level overview of the key performance highlights. He’ll run through the strategic deliverables and an update on the AML/CTF program. Andrew will then step through the audited financial performance and provide an overview of our credit position within the current macro environment. We’ll then move on to Q&A.
I’ll now hand over to Richard.
Richard Fennell
CEO, MD & Director
Thanks, Sam, and good morning, everyone, and thanks for taking the time to join us today. We recognize our market release on
