America’s Car-Mart, Inc. (CRMT) Q3 2026 Earnings Call Transcript

Operator

Good day, and thank you for standing by. Welcome to the America’s Car-Mart Third Quarter Fiscal 2026 Results Conference Call. [Operator Instructions] Please be advised that today’s conference is being recorded.

I would now like to hand the conference over to your first speaker today, Jonathan Collins, Chief Financial Officer. Please go ahead.

Jonathan Collins
Chief Financial Officer

Good morning. I’m Jonathan Collins, the company’s Chief Financial Officer. Welcome to America’s Car-Mart’s Third Quarter Fiscal Year 2026 Earnings Call for the period ended January 31, 2026. Joining me on the call today is Doug Campbell, our President and CEO; and Jamie Fischer, our COO. We issued our earnings release earlier this morning, and a supplemental presentation is available on our website. We will post the transcript of our prepared remarks following this call, and the Q&A session will be available through the webcast.

During today’s call, certain statements we make may be considered forward-looking and inherently involve risks and uncertainties that could cause actual results to differ materially from management’s present view. These statements are made pursuant to the safe harbor provision of the Private Securities Litigation Reform Act of 1995. The company cannot guarantee the accuracy of any forecast or estimate nor does it undertake any obligation to update such forward-looking statements.

For more information, including important cautionary notes, please see Part 1 of the company’s annual report on Form 10-K for the fiscal year ended April 30, 2025, and our current and quarterly