Century Help Companies overview: Debt reduction firm with a robust buyer satisfaction score

Sorts of debt Century Help Companies helps settle

How Century Help Companies charges work

Century Help Companies expenses a price to settle the debt and deal with paying it off. There are not any different charges related to the account. Charges differ based mostly in your state, however customers ought to anticipate to pay as much as 25% of the debt stability in charges. 

How does working with Century Help Companies affect credit score rating

As a result of Century Help Companies requires you to cease making funds on the account in order that they’ll settle the debt, there could also be unfavourable impacts in your credit score rating. Many customers report a drop in credit score rating when enlisting assist from the service. It’s because the funds present as late and delinquent. Customers ought to concentrate on this when enlisting Century Help Companies’ assist.

How a lot can I save by utilizing Century Help Companies?

The quantity saved varies for every buyer. Nonetheless, customers ought to anticipate to avoid wasting round 25% of their debt. This financial savings elements within the charges paid, which suggests money owed are settled for about 50% of their worth, after which the buyer pays the debt settlement charges with their month-to-month funds. 

How lengthy does Century Help Companies take to settle debt

A consultant for the corporate says that buyers ought to anticipate to settle their money owed and pay them off in 4 years or much less. If they’re able to pay greater than the minimal quantity due, they’ll pay them off earlier. 

Are there dangers with settling debt with Century Help Companies

The chance related to working with Century Help Companies is that your credit score rating will go down. This could negatively affect the flexibility to get a mortgage or mortgage. Derogatory marks in your credit score can keep on the report for as much as seven to 10 years. 

Century Help Companies’ popularity for settling debt?

Century Help Companies has a very good popularity for dealing with debt settlement. They’ve solely had 15 complaints over the previous three years with the BBB. They’ve a 4.9-star rating with Trustpilot based mostly on greater than 2,600 evaluations. That works out to a 91% five-star score. This score is larger than on Client Affairs, the place it garners a 3.6-star score with 736 evaluations. 

Is Century Help Companies best for you?

In case you are a client with at the least $7,500 in unsecured debt and are having hassle making the funds, you’re a good candidate for Century Help Companies’ program. This system can prevent years of paying excessive money owed and scale back your debt by about 25%.