Chase IHG playing cards up their welcome bonuses—must you apply?

Right here’s what you must know in regards to the limited-time gives and different card options to find out whether or not it’s best to apply.

New IHG One Rewards card welcome provide particulars

Beginning immediately, new cardholders who apply for the Chase IHG One Rewards Premier Credit score Card or the Chase IHG One Rewards Traveler Credit score Card can earn an elevated welcome bonus after they meet a minimal spending threshold:

For context, the playing cards beforehand supplied 140,000 bonus factors and 80,000 bonus factors, respectively. Free nights with IHG begin at 10,000 factors—or 5,000 factors should you ebook with a mixture of rewards and money—however extra upscale motels and resorts can value as much as 70,000 factors per evening.

Different card advantages

Whereas a welcome provide is usually a good incentive to use for a card you’ve had your eye on, it’s essential to contemplate the cardboard’s potential long-term worth to find out whether or not it’s the precise match for you. Right here’s what else you may count on from the IHG bank cards.

IHG One Rewards Premier Credit score Card

• Rewards: Earn 10 factors per greenback on purchases at IHG properties, 5X factors on journey, fuel stations, and eating places, and 3X factors on all different purchases.
• Anniversary evening: Obtain a certificates for a rewards evening every year in your card anniversary. The certificates is price as much as 40,000 factors, however it’s also possible to use factors to redeem an evening above that redemption degree. 
• Elite standing: You’ll get automated Platinum Elite standing, which comes with perks like complimentary room upgrades, a welcome amenity and reductions on rewards nights. If you happen to spend $40,000 in a calendar 12 months, you’ll earn Diamond Elite standing, this system’s highest standing tier.
• Fourth evening free: If you happen to redeem factors for 4 or extra consecutive nights, you’ll get the fourth evening free. 
• Annual bonuses: You’ll earn 10,000 bonus factors every anniversary 12 months wherein you spend $20,000 on purchases. 
• Expedited airport safety screening: You’ll get an utility price credit score of as much as $100 each 4 years towards International Entry, TSA PreCheck, or NEXUS. 
• Annual price: The cardboard prices a $99 annual price.

To study extra, take a look at our IHG One Rewards Premier Card overview.

IHG One Rewards Traveler Credit score Card

• Rewards: Earn 5 factors per greenback on purchases at IHG properties, 3X factors on purchases on month-to-month payments, fuel stations, and eating places,and choose streaming companies, and 2X factors on all different purchases.
• Elite standing: You’ll get automated Silver Elite standing, which gives bonus factors on stays booked with money and in addition ensures that your factors don’t expire. You may get an improve to Gold Elite standing once you spend $20,000 on the cardboard in a calendar 12 months. 
• Fourth evening free: If you happen to redeem factors for 4 or extra consecutive nights, you’ll get the fourth evening free.
• Annual bonus: You’ll earn 10,000 bonus factors once you spend $10,000 in a calendar 12 months. 
• Annual price: The cardboard doesn’t cost an annual price.

To study extra, take a look at our IHG One Traveler review.

Do you have to apply for one of many IHG bank cards?

The brand new limited-time gives from Chase and IHG are spectacular, however they aren’t a lot larger than the playing cards’ customary welcome gives. If you happen to choose IHG motels once you journey, otherwise you’re trying to get a resort bank card with a variety of motels and resorts—IHG has greater than 6,000 properties, starting from funds to luxurious manufacturers, around the globe—then it may make sense to use for one of many IHG One Rewards bank cards whereas the welcome bonus is elevated. The fourth evening free profit alone may make the playing cards price it if in case you have an award keep developing. 

Of the 2, the IHG Premier stands out for its steadiness of advantages for an inexpensive annual price. 

Think about each your spending and journey habits and consider every card’s advantages and annual charges to find out which one offers you probably the most worth over time. 

That mentioned, IHG playing cards solely give you the results you want should you like IHG’s 19-branded portfolio of motels. If you happen to choose one other resort chain, it might make sense to use for one in all its co-branded bank cards as a substitute. 
Additionally, remember that resort bank cards provide restricted flexibility relating to redeeming your factors—it usually doesn’t make sense to make use of your factors for something aside from free resort stays. If you would like extra flexibility, it’s possible you’ll be higher off with a general travel credit card or a cash-back credit card.