Finest resort bank cards without spending a dime nights in 2024

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Whereas airfare charges are undoubtedly rising, paradoxically, they’re not the journey expense that’s hovering proper now. 

Based on a report by Hopper Media, from January 2022 to January 2023 the common price of a resort room rose 54% to $212 per evening. This isn’t only a post-pandemic market correction, both; a report by American Categorical World Journey discovered that costs will possible proceed to rise all through 2024. 

Fortunately, the bank card market is flush with choices for incomes free nights. The entire playing cards on this record both grant you a free evening in your account anniversary, beneficiant annual journey credit or each. Better of all, all 5 playing cards provide sizable welcome bonuses that may cowl as much as 9 free nights at a good property. 

The perfect bank cards without spending a dime nights in April 2024

Finest general: IHG One Rewards Premier Credit score Card

The IHG One Rewards Premier Credit Card card features a free anniversary evening price as much as 40,000 factors, a redeem-three-get-one bonus on award nights, as much as 26X whole on IHG purchases and a staggering six-figure welcome bonus. This card pumps out free nights like T Swift pumps out chart-topping hits, and when you’re even contemplating staying in an IHG property this 12 months it’s effectively definitely worth the $99 annual payment. 

IHG One Rewards Premier Credit score Card

Intro bonus

Earn 140,000 Bonus Factors after spending $3,000 on purchases within the first 3 months from account opening

Annual payment	$99
Common APR	21.49%–28.49% variable

Why we like this card: If we’re speaking about playing cards that award free nights each account anniversary–and many in between–the IHG One Rewards Premier is the cardboard to beat. For starters, it provides a 140,000 Bonus Factors after spending $3,000 on purchases within the first 3 months from account opening. Contemplating an evening at a Vacation Inn Categorical can usually price below 20,000 factors, your welcome bonus can cowl over per week of free nights all by itself. 

The cardboard additionally provides a redeem-three-get-one award evening bonus, that means when you e book three separate three-night stays together with your welcome bonus, every of these can get a complimentary fourth evening hooked up to the top of it, stretching your factors even additional. 

Lastly, you’ll get the aforementioned free evening in your account anniversary, price as much as 40,000 factors (~$280) in worth, which simply covers your $99 annual payment. Toss in as much as 26X on IHG purchases and prompt Platinum Elite standing (which entitled you to complimentary upgrades) and you’ve got an absolute powerhouse of a resort rewards card.

Finest for Hilton: Hilton Honors American Categorical Aspire Card

The Hilton Honors American Express Aspire Card card from Amex provides a free anniversary evening, a $100 Hilton on-property credit score (good throughout a minimal two-night keep), a pair of $200 Hilton Resort credit and automated Diamond standing. All that mixed with a 175,000-point welcome bonus ought to make the Aspire card’s $550 annual payment straightforward to shrug off for Hilton diehards.

Why we like this card: The Hilton Honors Aspire card very a lot appears like a Hilton-themed Amex Platinum. Certain, with an annual payment of $450 it formally prices extra an evening on the Waldorf Astoria, nevertheless it simply contains sufficient perks, advantages and assertion credit to compensate. 

For starters, you’ll get a 175,000 factors when you spend $6,000 within the first 6 months from account opening (provide ends 4/17/2024)–roughly $875 in worth in direction of Hilton purchases. Subsequent, you’ll have two semi-annual $200 Hilton Resort credit to spend, a $100 Hilton on-property credit score, $200 flight credit score, $189 CLEAR Plus credit score and can earn as much as 14X factors per greenback on Hilton stays. Oh, and don’t trouble upgrading your keep throughout checkout, because you’ll have complimentary Diamond standing which entitles you to space-available upgrades, lounge entry, elite presents and extra. 

Maybe better of all, your free anniversary evening covers just about any Hilton property that isn’t a Membership, Trip Membership or Grand Trip Membership. So so long as you maintain onto the Aspire card, you’ll have an annual in a single day on the Waldorf to look ahead to. 

All details about the Hilton Honors American Categorical Aspire Card has been collected independently by Fortune Recommends™.

Finest for Marriott: Marriott Bonvoy Boundless® Credit score Card

Whereas it doesn’t fairly attain the heights of the IHG One Rewards Premier card, the Marriott Bonvoy Boundless® Credit Card continues to be a strong selection for Marriott followers because it grants a free anniversary evening, three-night welcome bonus, 15 Elite Night time credit and as much as 6X in direction of Marriott purchases for a modest $95 annual payment.

Why we like this card: Like its rival the IHG One Rewards Premier, the Marriott Bonvoy Boundless provides an automated free evening keep in a resort as much as 35,000 factors (yearly after account anniversary) ($315 in worth) to assist justify its $95 annual payment. You’ll additionally get a 3 free nights (valued as much as 150,000 factors) after you spend $3,000 on eligible purchases throughout the first 3 months from account opening (sure accommodations have resort charges), with every evening price as much as 50,000 factors (~$450). 

That stated, because the Boundless card prefers to award nights as a substitute of factors, there’s a lack of flexibility there that makes it much less ideally suited when you like to maximise free nights at price range properties. Fortunately, you possibly can nonetheless rack up factors fairly rapidly because the card provides 6X to the 11X you’ll get for being a Marriott Bonvoy Silver Elite member, which is automated with the cardboard.

Finest for Hyatt: World of Hyatt Credit score Card

The World of Hyatt Credit Card provides a free evening on every account anniversary, redeemable at any Class 1 via 4 property (examples of Class 4 properties embody Hyatt Regency and Hyatt Place). You’ll additionally get a 30,000-point welcome bonus good for at the least $450 in Hyatt redemption worth, 2X on all purchases for the primary six months on as much as $15,000 in spending and prompt Discoverist standing. In whole, a worthy $95-per-year funding for followers of Hyatt. 

Why we like this card: Hyatt followers don’t have lots of choices this 12 months. There’s the World of Hyatt Card and the World of Hyatt Enterprise Credit score Card, so the selection is just about made for you when you don’t journey for work. 

Fortunately, your singular selection is fairly strong–the World of Hyatt Card comes with a welcome bonus price $450+ (30,000 bonus factors when you spend $3,000 in first 3 months), a helpful 2X bonus on all purchases made throughout the first six months (on as much as $15,000 price of spending, or 30,000 factors) and naturally, an annual free evening at class 1-4 resort (price as much as 15,000 factors). You’ll additionally rating a further free evening at class 1-4 resort every year you spend $15,000. 

The World of Hyatt Card additionally provides prompt Discoverist standing (Hyatt’s equal to “Silver”) and a pleasant array of the way to speed up your path to Explorist, the place you’ll unlock free upgrades. You’ll obtain 5 qualifying evening credit mechanically every year plus two extra for every $5,000 you spend with the cardboard. 

So whereas its preliminary welcome bonus falls somewhat in need of its opponents, the World of Hyatt Card compensates with large awards for giant spenders.

Finest for premium advantages: The Platinum Card® from American Categorical

The The Platinum Card® from American Express features a as much as $200 again in assertion credit every year on pay as you go Nice Accommodations + Resorts® or The Resort Assortment bookings with American Categorical Journey while you pay together with your Platinum Card® (minimal 2-night keep required) at over 2,200 properties. You’ll additionally get complimentary advantages (e.g. room upgrades) with these bookings and a $100 onsite expertise credit score good in direction of eating/spa/and so forth. All of that luxurious and comfort–mixed with the “Plat’s” comically lengthy record of advantages–makes it a logical selection for this record.

The Platinum Card® from American Categorical

See Rates and Fees

Intro bonus

Earn 80,000 Membership Rewards® Factors after spending $8,000 on purchases on the Card in your first 6 months of card membership

Annual Payment	$695
Buy APR	See Pay Over Time APR
Overseas Transaction Payment	None

Why we like this card: With a listing of advantages longer than a CVS receipt, it’s no shock that the legendary Amex Platinum contains a number of perks for resort hoppers. For starters, you’ll get a $200 Resort Credit score good in direction of a minimal two-night keep at any Nice Accommodations + Resorts or The Resort Assortment property. Not solely that, you’ll get complimentary advantages (resembling room upgrades) together with your reserving and a $100 expertise credit score good in direction of eating, spa remedies and extra. 

Your Platinum Card pampers you on the way in which to and from the resort, too; you’ll get the widest airport lounge entry within the enterprise, a $200 airline payment credit score, $200 Uber Money, a $189 CLEAR Plus credit score to assist skip the TSA line and elevated standing with Hertz, Avis and Nationwide. Even after you’ve spent your $200 resort credit score, you’ll nonetheless get particular remedy at Hilton and Marriott properties due to automated Gold-equivalent standing with every. 

Evidently these advantages don’t come low cost–the annual payment for the Platinum is $695–however contemplating how one can recoup roughly half of that in your first high-end resort keep, it may very well be definitely worth the funding.

To view charges and costs of the The Platinum Card® from American Categorical, see this page  

Finest for common use: Capital One Enterprise X Rewards Credit score Card

Although it instructions a lofty $395 annual payment, the Capital One Venture X Rewards Credit Card is surprisingly extra about worth than luxurious. You’ll get a 75,000 bonus miles after spending $4,000 on purchases throughout the first 3 months from account opening (price $750 in direction of resort stays), a $300 again yearly for bookings made via Capital One Journey, a ten,000 bonus miles (equal to $100 in direction of journey) yearly, beginning in your first anniversary and 10x miles on accommodations and rental automobiles booked via Capital One Journey. As a web outcome, the Enterprise X excels at each masking resort stays and quickly funding the subsequent one.

Capital One Enterprise X Rewards Credit score Card

Intro bonus

Earn 75,000 bonus miles after spending $4,000 on purchases throughout the first 3 months from account opening

Annual Payment	$395
Buy APR	19.99%–29.99% variable
Overseas Transaction Payment	None

Why we like this card: Don’t let the time period “Miles” mislead you–Capital One’s journey factors are redeemable for any journey buy made together with your Enterprise X card inside 90 days of buy–together with accommodations. Meaning the cardboard’s 75,000-mile welcome bonus plus $300 annual journey credit score are good for $1,050 price of resort stays, and also you’ll get 10X for reserving accommodations via Capital One Journey besides. 

However the Enterprise X’s most alluring perk may very well be its airport lounge entry–you and two friends will acquire limitless entry to over 1,300 lounges throughout the Capital One Lounge, Precedence Move and Plaza Premium Group networks. In order you’re testing of the Ritz, you possibly can look ahead to free Wi-Fi and Biscoff cookies till boarding. 

All issues thought-about, the Capital One Enterprise X is a compelling journey companion that rapidly pays for itself with beneficiant annual credit. 

Steadily requested questions

Which card is finest without spending a dime resort nights?

The IHG One Rewards Premier card is the very best general card for incomes free nights in 2024. It comes with a bananas welcome bonus good for over per week at a Vacation Inn Categorical (or five-ish at a fancier property), a free anniversary evening, a redeem-three-get-one evening bonus and as much as 26X on IHG stays. 

Which Hilton card provides you a free evening? 

The Hilton Honors Aspire card provides a free award evening after every account anniversary. 

What number of factors do you want for a free resort keep? 

The factors required for a free resort keep can differ by model, property, timing, date and different components. However very broadly talking, an off-peak evening at a price range property can begin round 7,500 to 10,000 factors, whereas an evening on the Ritz or different extremely high-end property can hover between 50,000 and 100,000+. 

Please notice that card particulars are correct as of the publish date, however are topic to vary at any time on the discretion of the issuer. Please contact the cardboard issuer to confirm charges, charges, and advantages earlier than making use of. 

Eligibility and Profit stage varies by Card. Phrases, Situations, and Limitations Apply. Please go to americanexpress.com/advantages information for extra particulars. Underwritten by Amex Assurance Firm. 

Fortune Recommends™ has partnered with CardRatings for our protection of bank card merchandise. Fortune Recommends™ and CardRatings might obtain a fee from card issuers.