Greatest bank cards for airport lounge entry

Fortune Recommends™ has partnered with CardRatings for our protection of bank card merchandise. Fortune Recommends™ and CardRatings might obtain a fee from card issuers. 

Getting into an airport lounge from the chaotic important terminal can really feel like stepping onto dry land from a whitewater raft. It evokes a sense of peace, tranquility and “phew – we made it.”

Consequently, airport lounge entry is without doubt one of the most enviable perks you will get with a journey rewards bank card. However which playing cards nonetheless provide it in 2024, and from that checklist, that are nonetheless value getting?

The very best playing cards for airport lounge entry in April 2024

Greatest general: Capital One Enterprise X Rewards Credit score Card

The Capital One Venture X Rewards Credit Card affords limitless complimentary entry for you and two friends to a large lounge community comprising Capital One Lounges, Precedence Cross and Plaza Premium Group. Plus, its $395 annual price is straightforward to recoup on account of the $300 again yearly for bookings made via Capital One Journey plus 10,000 bonus miles (equal to $100 in direction of journey) yearly, beginning in your first anniversary. 

Capital One Enterprise X Rewards Credit score Card

Intro bonus

Earn 75,000 bonus miles after spending $4,000 on purchases inside the first 3 months from account opening

Annual Price	$395
Buy APR	19.99%–29.99% variable
Overseas Transaction Price	None

Why we like this card: We like how the Capital One Enterprise X comes with a hefty 75,000 bonus miles after spending $4,000 on purchases inside the first 3 months from account opening, limitless complimentary entry for you and two friends to 1,300+ airport lounges, together with Capital One Lounges and our Companion Lounge Community, and 10x miles on lodges and rental automobiles booked via Capital One Journey. 

The $395 annual price could seem steep, however it’s really a relative discount amongst premium journey playing cards providing limitless lounge entry. Plus, you’ll earn $300 again yearly for bookings made via Capital One Journey plus 10,000 bonus miles (equal to $100 in direction of journey) yearly, beginning in your first anniversary–a mixed $400 in journey worth–which immediately covers your price for the yr.

The cherry on high is as much as $100 credit score for International Entry or TSA PreCheck®, so you may scoot via safety and get to the lounge somewhat quicker. All issues thought of, the Capital One Enterprise X Rewards Credit score Card is the airport lounge card to beat. 

Greatest for in depth lounge entry: The Platinum Card® from American Specific

The Platinum Card® from American Express claims to have the widest lounge entry of any card available on the market, with entry to effectively over 1,500 lounge areas in over 140 international locations. Mix that with a listing of travel-centric advantages longer than a CVS receipt, and it’s a simple choose for this checklist. 

The Platinum Card® from American Specific

See Rates and Fees

Intro bonus

Earn 80,000 Membership Rewards® Factors after spending $8,000 on purchases on the Card in your first 6 months of card membership

Annual Price	$695
Buy APR	See Pay Over Time APR
Overseas Transaction Price	None

Why we like this card: Like a fully-loaded Mercedes S-Class, The Platinum Card® from American Specific comes with an eye-watering price ticket however an expansive checklist of advantages to justify it. 

Naturally, a kind of advantages is airport lounge entry. You’ll have entry to Amex’s International Lounge Assortment, which incorporates the Centurion Community, Delta Sky Membership, Lufthansa Lounge, Plaza Premium Lounge and Precedence Cross Choose. That’s 1,500+ lounges in whole, which means an Amex Platinum is the closest we now have to an airport lounge grasp key. 

You’ll additionally stand up to $189 again per yr on a CLEAR® Plus membership (topic to auto-renewal) whenever you use your Platinum Card®, as much as $200 in assertion credit per calendar yr when incidental charges are charged by the airline to your card, as much as $20 again in assertion credit every month on eligible purchases made together with your Platinum Card® on a number of of the next: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Instances, Peacock, and The Wall Road Journal (enrollment required), as much as $200 again in assertion credit annually on pay as you go High-quality Accommodations + Resorts® or The Lodge Assortment bookings with American Specific Journey whenever you pay together with your Platinum Card® (minimal 2-night keep required) and a welcome bonus of a minimum of 80,000 Membership Rewards® Factors after spending $8,000 on purchases on the Card in your first 6 months of card membership, so there are many methods to extract worth out of your “Plat” exterior of an airport lounge. 

To view charges and costs of the The Platinum Card® from American Specific, see this page 

Greatest for inexpensive lounge entry: U.S. Financial institution Altitude® Join VISA Signature® Card

The U.S. Bank Altitude® Connect VISA Signature® Card card contains 4 free visits to over 1,500 Precedence Cross areas worldwide, a $100 TSA PreCheck/International Entry credit score and a $500 welcome bonus–all for a modest annual price of $95, which is waived for the primary yr.

U.S. Financial institution Altitude Join

Intro bonus

Earn 50,000 bonus factors after spending $2,000 within the first 120 days value $500 in direction of journey and extra.

Annual price	$0 first yr, then $95
Common APR	21.24% to 29.24%

Why we like this card: As an inexpensive journey rewards card, U.S. Financial institution’s Altitude Join card is a worthy rival to the reigning Chase Sapphire Preferred^® Card. In contrast to the “CSP,” the U.S. Financial institution Altitude® Join VISA Signature® Card contains complimentary Precedence Cross Choose membership with 4 airport lounge passes, a $100 credit score in direction of TSA PreCheck or International Entry and as much as 4X on journey purchases. 

The cardboard additionally waives its $95 annual price for the primary yr and affords a hefty welcome bonus of fifty,000 bonus factors after spending $2,000 within the first 120 days value $500 in direction of journey and extra. Briefly, it’s positively filled with worth for vacationers, and for those who’re unsure whether or not you’ll even go to a lounge greater than 4 instances this yr, it’s a logical alternative.

Greatest for Delta: Delta SkyMiles® Reserve American Specific Card

The Delta SkyMiles® Reserve American Express Card affords Delta followers a really elevated expertise, with 15 visits to the Delta Sky Membership per yr, 4 visitor passes, free checked luggage, an Annual Companion Certificates, improve precedence and extra. It doesn’t embrace automated Medallion standing, however affords loads of methods to to get there quicker (e.g. MQD Headstart).

Delta SkyMiles® Reserve American Specific Card

See Rates and Fees

Intro Bonus

Earn 60,000 Bonus Miles after you spend $5,000 in purchases in your new Card in your first 6 months of Card Membership

Annual price	$650
Common APR	20.99%–29.99% variable

Why we like this card: Although it prices a heart-stopping $650 annual price, the Delta SkyMiles® Reserve American Specific Card does embrace a 60,000 Bonus Miles after you spend $5,000 in purchases in your new Card in your first 6 months of Card Membership to assist cowl your first two years with the cardboard. You’ll additionally get 3X Miles on Delta purchases, 15% off award journey, a free first checked bag, a $240 Resy Credit score, $200 Delta Stays assertion credit score and extra to make the cardboard’s excessive price extra palatable. 

When it comes to lounge entry, the Delta SkyMiles® Reserve American Specific Card contains 15 visits to the Delta Sky Membership per yr. That’s objectively fairly stingy contemplating there are cheaper playing cards available on the market providing limitless entry to a bigger community for each you and a number of friends. Nonetheless, for those who’re a solo Delta traveler, 15 visits to the Delta Sky Membership per yr could also be all you want.

Greatest for United: United Membership℠ Infinite Card

The United Club℠ Infinite Card might cost $525 per yr, however it covers a United Membership membership–which alone retails for $650–and features a litany of different travel-friendly advantages like Free first and second checked luggage – a financial savings of as much as $320 per roundtrip (phrases apply) – and Premier Entry® journey companies, 4 miles per $1 spent on United® purchases and 80,000 bonus miles after you spend $5,000 on purchases within the first 3 months from account opening.

United Membership℠ Infinite Card

Intro bonus

Earn 80,000 bonus miles after you spend $5,000 on purchases within the first 3 months from account opening

Annual price	$525
Common APR	21.99%–28.99% variable

Why we like this card: For those who and your journey companion incessantly fly United, examine a number of luggage every and relish the considered decompressing within the United Membership lounge, the United Membership℠ Infinite Card may deserve a spot in your pockets. 

That’s as a result of the cardboard’s marquis characteristic is a $650 United Membership membership, granting limitless entry for you and your journey companions. You’ll additionally get Free first and second checked luggage – a financial savings of as much as $320 per roundtrip (phrases apply) – and Premier Entry® journey companies, 4 miles per $1 spent on United® purchases, 25% again on meals/beverage/Wi-Fi purchases and 80,000 bonus miles after you spend $5,000 on purchases within the first 3 months from account opening. 

As soon as the welcome bonus dries up it may be exhausting to proceed justifying the United Membership℠ Infinite Card‘s $525 annual fee–especially since you can only take advantage of the card’s finest advantages whereas touring with United. The dearth of Polaris Lounge entry is a bummer, too. However for those who’re a hardcore model loyalist who doesn’t journey mild, the United Membership℠ Infinite Card might nonetheless be a worthy journey companion. 

Greatest for American Airways: Citi® / AAdvantage® Government World Elite Mastercard®

With complimentary Admirals Membership membership (valued as much as $850), as much as 9 free checked luggage per journey and an “enhanced airport experience,” the Citi® / AAdvantage® Government World Elite Mastercard® rolls out the figurative crimson carpet for AA frequent flyers.

Why we like this card: For those who’re able to pledge fealty to American Airways by way of a $595 rewards card, you’ll be receiving loads of perks and worth in return from the Citi® / AAdvantage® Government World Elite Mastercard®. For starters, you’ll get a complimentary Admirals Membership membership and free first checked luggage for you and as much as eight journey companions–saving as much as $720 per spherical journey. 

You’ll additionally get 70,000 American Airways AAdvantage® bonus miles after spending $7,000 inside the first 3 months of account opening, 25% financial savings on inflight purchases of meals and drinks on flights and 10X AAdvantage® miles on lodges booked via aa.com/lodges. However maybe most intriguingly, the cardboard unlocks an “enhanced airport experience” with precedence check-in, screening and boarding when flying with AA. 

Simply needless to say Admirals Membership membership solely contains entry to 50ish Admirals Golf equipment and 60ish companion lounge areas whole, so you could need to affirm that there’s one in your house airport earlier than committing. 

Steadily requested questions

Which card is finest for airport lounge entry?

The Platinum Card® from American Specific has essentially the most expansive lounge entry, with limitless visits to areas inside the Centurion Community, Delta Sky Membership, Lufthansa Lounge, Plaza Premium Lounge and Precedence Cross Choose. 

Nevertheless, we predict the Capital One Enterprise X Rewards Credit score Card affords higher worth, with entry to Capital One Lounges, Precedence Cross and Plaza Premium Group areas for a $395 annual price ($300 lower than the Platinum). 
If you’re searching for a cheaper price tag, take a look at our article about one of the best playing cards for cheap airport lounge access.

Are lounge entry playing cards value it? 

A rewards card with airport lounge entry might be value it for those who fly a number of instances a yr, worth having a secluded place to work, and calm down and plan to make the most of the cardboard’s different advantages. 

Some say that essentially the most underrated perk of airport lounges is gaining access to a devoted airline consultant inside. That manner, you may skip the lengthy customer support line exterior if one thing goes mistaken together with your journey plans. 

How do I do know if my bank card has lounge entry? 

Test your card advantages, which might often be discovered on-line following a fast search. Whilst you’re there, examine to see if any of the included lounge networks require you to register your membership prematurely–that manner, it can save you time and problem on the airport.

Methodology

Fortune Recommends surveyed all of the playing cards nonetheless providing airport lounge entry in 2024 and handpicked the easiest. In evaluating playing cards that provide airport lounge entry, we in contrast the annual charges to the quantity of lounge entry supplied. From the cardboard granting entry to essentially the most areas worldwide to a different charging a mere $95 annual price ($0 for the primary yr), we discovered one of the best bank cards for airport lounge entry in 2024.

Fortune Recommends™ has partnered with CardRatings for our protection of bank card merchandise. Fortune Recommends™ and CardRatings might obtain a fee from card issuers. 

Please notice that card particulars are correct as of the publish date, however are topic to alter at any time on the discretion of the issuer. Please contact the cardboard issuer to confirm charges, charges, and advantages earlier than making use of. 

Eligibility and Profit stage varies by Card. Phrases, Situations, and Limitations Apply. Please go to americanexpress.com/advantages information for extra particulars. Underwritten by Amex Assurance Firm.