Hilton Honors Enterprise Card evaluate: Earn free nights on on a regular basis enterprise bills

Our take: The The Hilton Honors American Express Business Card presents nice rewards charges on choose enterprise bills, making it straightforward to rack up free nights and perks at Hilton properties. That mentioned, it takes some spending to earn a free night time reward, one thing that comes routinely with most resort playing cards.

The Hilton Honors American Specific Enterprise Card Overview

Card sort: Business

The Hilton Honors Enterprise Card presents a strong quantity of worth for a modest annual payment, although a variety of it requires some spending to unlock the very best perks. The cardboard presents a good welcome bonus and an awesome rewards price on quite a lot of frequent enterprise bills, making it straightforward to earn free resort stays.

Cardholders can get pleasure from Gold elite standing advantages proper off the bat and even improve to Hilton Honors Diamond standing if the whole eligible purchases in your card account throughout a calendar 12 months attain $40,000 or extra. The cardboard additionally provides you 10 complimentary lounge visits to greater than 1,200 airport lounges all over the world within the Precedence Cross community annually, which most playing cards with an identical annual payment don’t provide. 

The Hilton Honors Enterprise Card additionally presents an annual Free Evening Reward from Hilton Honors after you spend $15,000 in purchases in your card in a calendar 12 months. You can too get one other Free Evening Reward from Hilton Honors after you spend an extra $45,000 in purchases in your card in the identical calendar 12 months. The silver lining is that Hilton’s free night time reward can be utilized at nearly any Hilton property, whereas different resort manufacturers usually restrict you to inexpensive properties.

Who’s the The Hilton Honors American Specific Enterprise Card good for? 

The Hilton Honors Enterprise Card generally is a good possibility for small enterprise house owners who wish to leverage their on a regular basis enterprise bills to earn free resort nights, both for enterprise or for pleasure. It’s significantly value contemplating if you happen to desire Hilton inns, and you’ll spend sufficient in a 12 months to earn not less than one of many card’s two annual free reward nights.  

Who shouldn’t get the The Hilton Honors American Specific Enterprise Card? 

In the event you’re not jazzed about Hilton inns otherwise you’re searching for one thing with a bit extra flexibility, the Hilton Honors Enterprise Card will not be the fitting match. Even in case you are a Hilton loyalist, the cardboard could not provide sufficient worth to make it worthwhile until your corporation spends not less than $15,000 annually.

The Hilton Honors American Specific Enterprise Card: Learn how to earn rewards

The Hilton Honors Enterprise Card presents 12X immediately with inns & resorts within the Hilton portfolio. As a Hilton Gold elite member, you’ll additionally earn as much as an extra 18 factors per greenback on these purchases, for a complete of as much as 30 factors per greenback. 

On on a regular basis enterprise spending, you’ll get 6X at U.S. gasoline stations, on U.S. purchases for transport, on wi-fi phone companies bought immediately from U.S. service suppliers, on flights booked immediately with airways or with Amex Journey, on automotive leases booked immediately from choose automotive rental corporations, and at U.S. eating places, and 3X on all different eligible purchases. Phrases & Limitations Apply.

As a brand new cardholder, you’ll additionally get 130,000 Hilton Honors bonus factors after you spend $3,000 in purchases throughout the first three months of card membership.

One factor to remember is that whereas Hilton makes it very easy to rack up rewards, it additionally requires a variety of factors totally free stays. The resort chain says you can guide an evening for as little as 5,000 factors, however anticipate to see a variety of inns that cost 40,000 factors or extra.

Learn how to redeem The Hilton Honors American Specific Enterprise Card rewards 

As with different resort bank cards, you’ll typically get probably the most worth if you happen to redeem your Hilton factors for resort stays. Nevertheless, there are another choices to discover. Additionally, notice you can pool your factors with as much as 9 relations and buddies. Listed below are your redemption choices.

Stays at Hilton inns and resorts

You possibly can redeem Hilton factors for a keep at greater than 7,000 properties all over the world. An evening in an ordinary room prices anyplace from 5,000 to 95,000 bonus factors, however if you would like a greater room or particular lodging, it’ll price extra.

In the event you guide a keep of 5 or extra nights with factors, Hilton gives you the fifth night time free.

Different redemption choices

Whereas resort stays are typically greatest, you do have another choices if you happen to don’t have any upcoming journey plans. Listed below are some choices, together with what you possibly can anticipate by way of redemption worth:

You can too switch your Hilton Honors factors to frequent flyer applications from numerous home and worldwide airways, however don’t anticipate an awesome return. For instance, it takes 10,000 Hilton factors to get 1,000 Delta SkyMiles. 

For extra aspirational redemptions, you will have the choice to bid towards different Hilton Honors members for sure experiences, resembling tickets to the Grammys (together with the after-party) and different VIP alternatives.

The Hilton Honors American Specific Enterprise Card charges and charges

• Annual payment: $95
• International transaction payment: None
• Buy APR: 20.99%–29.99% variable

To view charges and charges of the The Hilton Honors American Specific Enterprise Card, see this page 

Further advantages

• Gold elite standing: Together with your complimentary Gold elite standing, you’ll get sure perks whenever you keep at Hilton inns and resorts. Examples embrace 80% extra factors whenever you pay for stays out of pocket, space-available room upgrades, and continental breakfast or a meals and beverage credit score.
• Baggage insurance coverage: In case your baggage is misplaced, broken or stolen on a fare you bought along with your card, you’re lined for as much as $1,250 for a carry-on bag and as much as $500 for a checked bag.
• Buy safety: If you buy an eligible merchandise with the cardboard, it’s protected towards unintended injury and theft for as much as 90 days from the acquisition date to the tune of as much as $1,000 per declare.

Bank cards just like The Hilton Honors American Specific Enterprise Card

The Hilton Honors Enterprise Card presents some strong worth, particularly for small companies with a variety of bills. Nevertheless, if you happen to’re not significantly loyal to Hilton otherwise you’re searching for a card with extra redemption flexibility, listed here are another playing cards to think about.

The Hilton Honors American Specific Enterprise Card	World of Hyatt Enterprise Credit score Card	Ink Enterprise Most popular® Credit score Card
Annual payment	Annual payment	Annual payment
$95	$199	$95
Welcome bonus	Welcome bonus	Welcome bonus
130,000 Hilton Honors bonus factors after you spend $3,000 in purchases throughout the first three months of card membership	60,000 Bonus Factors after you spend $5,000 on purchases in your first 3 months from account opening	100,000 factors after spending $8,000 within the first three months of card opening. That’s value $1,000 in money again or $1,250 in journey booked by Chase Journey℠.
Rewards	Rewards	Rewards
6X at U.S. gasoline stations, on U.S. purchases for transport, on wi-fi phone companies bought immediately from U.S. service suppliers, on flights booked immediately with airways or with Amex Journey, on automotive leases booked immediately from choose automotive rental corporations, and at U.S. eating places, and 3X on all different eligible purchases. Phrases & Limitations Apply	9 factors complete per $1 spent at Hyatt – 4 Bonus Factors per $1 whenever you use your card at Hyatt inns & 5 Base Factors per $1 from Hyatt as a World of Hyatt member, 2 Bonus Factors per $1 spent in your high three spend classes every quarter by 12/31/24, then your high two classes every quarter and on health membership and health club memberships. 1 Bonus Level per $1 spent on all different purchases	3x factors per $1 (as much as $150,000 mixed) spent on transport purchases, web, cable, cellphone, and promoting with social media websites and search engines like google, and 1x level per $1 spent on all different purchases.
View Offer	Read full review	Read full review

To view charges and charges of the The Hilton Honors American Specific Enterprise Card, see this page 

World of Hyatt Enterprise Credit score Card vs. The Hilton Honors American Specific Enterprise Card

The World of Hyatt Business Credit Card has the next annual payment of $199, however that may be value it for enterprise house owners preferring upscale and luxurious inns and resorts. The cardboard presents 60,000 Bonus Factors after you spend $5,000 on purchases in your first 3 months from account opening. You’ll additionally earn 9 factors complete per $1 spent at Hyatt – 4 Bonus Factors per $1 whenever you use your card at Hyatt inns & 5 Base Factors per $1 from Hyatt as a World of Hyatt member, plus 2 Bonus Factors per $1 spent in your high three spend classes every quarter by 12/31/24, then your high two classes every quarter—and on health membership and health club memberships. 1 Bonus Level per $1 spent on all different purchases.

Whereas the cardboard doesn’t provide a free anniversary night time, it does provide you with $100 in assertion credit towards purchases at Hyatt properties (that’s $50 each six months), 10% of your redeemed factors again whenever you spend $50,000 in a 12 months, and 15% off normal charges at Hyatt properties. You’ll additionally get a complimentary one-year membership to DoorDash DashPass.  

Ink Enterprise Most popular® Credit score Card vs. The Hilton Honors American Specific Enterprise Card

With the Ink Business Preferred® Credit Card, you’ll earn a staggering 100,000 factors after spending $8,000 within the first three months of card opening. That’s value $1,000 in money again or $1,250 in journey booked by Chase Journey℠. 

The cardboard additionally presents 3x factors per $1 (as much as $150,000 mixed) spent on transport purchases, web, cable, cellphone, and promoting with social media websites and search engines like google, and 1x level per $1 spent on all different purchases. In the event you’re searching for extra flexibility along with your rewards, the Ink Enterprise Most popular® Card is hard to beat. Final Rewards can be utilized to guide journey by Chase at a 25% better worth, taken as a cash-back assertion credit score at a worth of a penny per level or transferred to one among Chase’s a number of journey loyalty switch companions.  

Is the The Hilton Honors American Specific Enterprise Card best for you?

The Hilton Honors Enterprise Card is the fitting selection  if you happen to desire Hilton to different resort manufacturers and wish to rack up rewards to make use of totally free stays at Hilton inns. That mentioned, enterprise house owners who desire a extra versatile rewards program or who aren’t married to a single resort chain could wish to store round and contemplate different choices.

Regularly requested questions

How a lot is the The Hilton Honors American Specific Enterprise Card?

The cardboard costs a $95 annual payment starting your first 12 months. However relying on how you employ the cardboard, you might get that worth again within the type of perks and rewards.

Does Hilton have a enterprise rewards program?

For small and medium-sized companies, Hilton is launching a enterprise rewards program in early 2024, which comes with discounted charges on stays, journey administration instruments for workers, loyalty perks, and extra.

Is it laborious to get a Hilton card?

The Hilton bank cards usually require good or glorious private credit score to get authorised, which suggests having a FICO Rating within the higher 600s or greater. That mentioned, American Specific will even contemplate different components, resembling your private earnings, credit score historical past, and different debt, to find out your eligibility.

Please notice that card particulars are correct as of the publish date, however are topic to vary at any time on the discretion of the issuer. Please contact the cardboard issuer to confirm charges, charges, and advantages earlier than making use of. 

Eligibility and Profit degree varies by Card. Phrases, Situations, and Limitations Apply. Please go to americanexpress.com/advantages information for extra particulars. Underwritten by Amex Assurance Firm.