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Prudential Financial, Inc. (PRU) This fall 2025 Earnings Call Transcript

Q4: 2026-02-03 Earnings Summary

EPS of $3.30 misses by $0.06

 | Revenue of $14.52B (11.62% Y/Y) beats by $37.85M

Prudential Financial, Inc. (PRU) Q4 2025 Earnings Call February 4, 2026 11:00 AM EST

Company Participants

Tina Madon – Global Head of Investor Relations
Andrew Sullivan – CEO, President & Director
Yanela del Frias – Executive VP & CFO

Conference Call Participants

Suneet Kamath – Jefferies LLC, Research Division
Thomas Gallagher – Evercore ISI Institutional Equities, Research Division
Wesley Carmichael – Wells Fargo Securities, LLC, Research Division
Jian Huang – Morgan Stanley, Research Division
Joel Hurwitz – Dowling & Partners Securities, LLC
John Barnidge – Piper Sandler & Co., Research Division
Michael Ward – UBS Investment Bank, Research Division
Jamminder Bhullar – JPMorgan Chase & Co, Research Division
Francis Matten – BMO Capital Markets Equity Research
Yaron Kinar – Mizuho Securities USA LLC, Research Division
Tracy Benguigui – Wolfe Research, LLC
Taylor Scott – Barclays Bank PLC, Research Division

Presentation

Operator

Ladies and gentlemen, thank you for standing by, and welcome to Prudential’s Quarterly Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded.

It’s now my pleasure to turn the call over to Tina Madon. Please go ahead.

Tina Madon
Global Head of Investor Relations

Thank you. Good morning, everyone, and thank you for joining us. Representing Prudential on today’s call are Andy Sullivan, Chief Executive Officer; and Yanela Frias, Chief Financial Officer. We’ll start with prepared remarks by Andy and Yanela, and then we’ll address your questions.

Before we begin, I want to remind you that today’s discussion may include forward-looking statements. It is possible that our actual results may differ materially from those statements. In addition, remarks made on today’s call and in our quarterly earnings press release, earnings presentation and quarterly financial supplement, which can be found on our website at investor.prudential.com. include references to non-GAAP measures.

For a reconciliation of such measures to the most comparable GAAP measures, and a discussion of the factors

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