USCB Financial Holdings, Inc. (NASDAQ:USCB) Q1 2025 Earnings Conference Call April 25, 2025 11:00 AM ET
Company Participants
Luis de la Aguilera – President & CEO
Rob Anderson – CFO
William Turner – CCO
Conference Call Participants
Woody Lay – KBW
Michael Rose – Raymond James
Feddie Strickland – Hovde Group
Operator
Good day, and welcome to the USCB Financial Holdings First Quarter 2025 Earnings Conference Call. All participants will be in the listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded.
I would now like to turn the conference over to Luis de la Aguilera. Please go ahead.
Luis de la Aguilera
Good morning, and thank you for joining us for USCB Financial Holdings 2025 first quarter earnings call. With me today reviewing our Q1 highlights is CFO, Rob Anderson; and Chief Credit Officer, Bill Turner, who will provide an overview of the bank’s performance, the highlights of which commenced on Slide 3.
After a record 2024, team USCB has come off the block strong in Q1, posting our best quarter since the bank launched its IPO less than four years ago. Our team is focused on the diligent execution of a business plan that emphasizes relationship driven organic growth. Every associate knows the responsibilities and is encouraged to actively participate, execute and lead.
Our collective efforts delivered a fully diluted EPS of $0.38 this past quarter, a 65% increase over the prior year. CFO, Anderson will soon report on Q1’s performance in detail and all the inputs that deliver the quarter’s results. The industry is currently navigating a market that is experiencing heightened volatility, a large part due to the recently announced tariffs and the uncertainty their impact may have on the economy.
