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I offered to Visa for $2 billion. I may very well be on a seaside proper now, however I’m risking my very own cash to unravel the issue that held my first firm again

Daniel Kjellén is CEO and co-founder of Freda, the first agentic system built to map and run a company’s entire compliance operation across any domain in any framework. Freda emerged from stealth in September 2026. Kjellén sold his breakout venture, Tink, to Visa for $2bn in 2022. Tink is Europe’s leading open banking platform, with current partners including PayPal, NatWest, American Express, Revolut, ABN AMRO, BNP Paribas, Nordea and SEB.

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