Lloyds Banking Group plc (LYG) Barclays 24th Annual Global Financial Services Conference September 14, 2026 9:00 AM EDT
Company Participants
William Leon Chalmers – Group CFO & Executive Director
Conference Call Participants
Aman Rakkar – Barclays Bank PLC, Research Division
Presentation
Aman Rakkar
Barclays Bank PLC, Research Division
Yes. Cool. All right. Thank you very much. We’ll kick the session off. So first of all, I just want to say thank you very much, everyone, for joining us this morning. You’re on the European track of the Barclays Global Financial Services Conference. Delighted this morning to kick things off with William Chalmers, Chief Financial Officer of Lloyds Banking Group plc. I don’t think William needs much introduction. But first of all, I did want to thank you, William, for your time and joining us here.
William Leon Chalmers
Group CFO & Executive Director
Thank you for inviting me.
Question-and-Answer Session
Aman Rakkar
Barclays Bank PLC, Research Division
Okay. Cool. Just to kick things off then. So you announced Accelerate 2030 alongside the half year results with new targets, including RoTE above 18% by 2028 and around 20% by 2030. What are the key strategic priorities of the plan — and how does it differ from the kind of previous 2022 to ’26 strategy?
William Leon Chalmers
Group CFO & Executive Director
Yes. Thank you, Aman. And as I said, thank you for inviting me here, and thank you to everybody for taking the time to join us today. I guess, first of all, in terms of what did we try to do over ’22 to ’26, essentially 3 things. One is restore growth within the business; two is improve the efficiency of the business; and three is derisk the business. And I think we achieved some success in respect of each of those 3. So if I think about our market share in target areas, we increased











